Dorothy Isaacs

The investor information webpages (collectively, the “Investor Page”) provide information about bonds, notes, and other securities issued or secured by Virgin Islands Public Finance Authority (“VIPFA”) or related entities. Because each security may involve different sources of payment and security, different obligations (if any) of the issuer and/or any obligated person, and different limitations on such obligations, you should refer to the official statement of any particular security for additional information. The only information on the VIPFA’s website that is posted with the intention of reaching the investing public, including bondholders, rating analysts, financial advisors, or any other members of the investment community, is located on the Investor Page, access to which requires review of and consent to the conditions contained in these Terms of Use.

Please take a few minutes to read the Terms of Use below and indicate your acknowledgment before accessing the rest of the Investor Page. You may be tempted to click through the Terms of Use, but they are essential to understanding the information presented on the Investor Page.

TERMS OF USE

1. Not an Offer to Sell/Buy Securities
   The information provided on the Investor Page does not constitute an offer to sell or buy securities or the solicitation of an offer to sell or buy securities and should not be relied upon to provide specific offering information in connection with any issuance, sale, resale, or remarketing of bonds, notes, or other municipal obligations.
2. Dates of Documents
   Any financial document contained on the Investor Page is marked with a date (the “Dated Date”) and speaks only as of that Dated Date, which may be prior to the date it is posted on this website. You are cautioned not to assume that any information has been updated beyond the Dated Date unless a document expressly states that it constitutes an update of a specific portion of a document. No inference should be made that the operations of VIPFA or any related entities and/or other economic conditions have remained the same since the Dated Date. VIPFA expressly disclaims any duty to provide an update of any document contained on the Investor Page.
3. Information is Subject to Change Without Notice and May Not Be Updated
   VIPFA is under no obligation to update any information included on the Investor Page. The information and expressions of opinion herein are subject to change without notice and the posting of information on this website does not imply that there has been no change in the affairs of VIPFA or any related entities.
4. Estimates or Other Forward-Looking Statements
   The documents contained on the Investor Page may make “forward-looking statements” by using forward-looking words such as “may,” “will,” “should,” “expects,” “believes,” “anticipates,” “estimates,” or others. You are cautioned that forward-looking statements are subject to a variety of uncertainties that could cause actual results to differ from the projected results. Because VIPFA cannot predict all factors that may affect future decisions, actions, events, policy decisions, or financial circumstances, what actually happens may be different than what is included in forward-looking statements.
5. Links to Other Websites
   Links to certain other websites are available on the Investor Page to allow you independent access to other internal resources or external resources whose information may be of value as an educational or reference tool. If you access one of these websites, remember that VIPFA has not participated in the preparation, compilation, or selection of information on any other website for purposes of reaching the investing public, and VIPFA assumes no responsibility or liability for the views, content, or accuracy of any other website.
6. Investment Decisions
   The Investor Page is not intended to replace any information or consultation provided by a professional financial advisor. Other than the specific information presented on the Investor Page, no other information on our website is intended to be the basis of or should be relied upon in making an investment decision.
7. Unauthorized Use Not Permitted
   The Investor Page is part of the official website of VIPFA. VIPFA disclaims all responsibility for any copies, modifications, and reproductions of this website or the information it contains that are not produced by VIPFA. All users of the Investor Page remain subject to the general terms of use and disclaimers of VIPFA’s website.
8. Other Information May Be Available
   The Investor Page is provided for the user’s convenience, but they may not provide all information that may be of interest to investors. There may be other documents containing relevant information regarding VIPFA or any related entities, which may be available from other sources.
9. Acknowledgment of Terms of Use
   I have read the foregoing Terms of Use and expressly agree to each of the terms; I also understand that, as indicated above, official forms of disclosure documents are available elsewhere and that material information important to the making of informed investment decisions may have been posted elsewhere.